COVID-19: Paving The Way for Innovation and Financial Inclusion
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COVID-19: Paving The Way for Innovation and Financial Inclusion

by Seamfix

Some months back, everyone was hit with a pandemic not experienced before in a long while, affecting a lot of businesses and families. The Corona Virus a.k.a COVID-19 pandemic has changed our lives completely.

Who would have thought that there will be a day we will be isolated in our homes or have curfews going out and back? Who would have thought that companies will be forced to implement remote working models, or have most companies closed down permanently due to the effect of the pandemic? Who would have thought that banks will not be open for operations or change opening hours from 10 am to 2 pm only to key customers?

These questions and more come to mind. For what it’s worth, this has taught Nigeria (and the world at large) a lesson to always be ready for any crisis at any given time.

COVID-19 is a test of time for many and most especially the financial sector. More recently, the focus of the Federal Government has been to drive financial inclusion and deepen the penetration of financial services in places that are underbanked and unbanked. Now, with the emergence of the pandemic, this makes it even harder; people keeping a physical distance from each other thereby making it hard to bank more unbanked people.

Now the critical question is how do we achieve financial inclusion despite the pandemic, as Covid-19 cases increase daily and nothing can be predicted right now because policies, strategies, and laws will be affected as well.

This impact of Covid19 has reduced the need to frequently visit the banking hall to perform basic transactions, one day you might just wake up and realize that the banks could be closed for the meantime or just opened for less than the hour that it is currently open for. In such a scenario, agent banking, comprising a network of banking agents who act as physical bank branches, is the answer.

What is agent banking?

Agent Banking means providing limited scale banking and financial services to the underserved population through engaged agents under a valid agency agreement, rather than a teller/ cashier. It is the owner of an outlet who conducts banking transactions on behalf of a bank.

 

The adoption of Agency banking will play an important role in the coming years for financial inclusion. Acting as “proxy banks”, agents will provide individuals and small businesses with the financial services they need to stimulate local development and economic growth.

Also due to this, the previously unbanked and underbanked customers now have easy access to a financial institution near them and The banks will be able to expand their customer base by onboarding new customers who were previously out of their reach.

Mobile Data capture and identity management solution for Agent banking.

It’s time to go digital!

Due to the COVID-19, it might be difficult for these agents to perform some KYC activities like they normally do. However, going digital will eliminate any atom of fear and stress. With a Data Capture and Identity Management platform, agency bankers can easily perform their KYC activities hassle-free. This way data is managed efficiently and allows the agents to perform multiple tasks with ease.

To know more visit bioregistra.com

Data management – Why It Matters and Why It is Important We Get It Right amid Covid-19

by Seamfix

Ensuring Data Trust This Period

The word Data is not just a buzzword, it is something we live and breathe. It is basically everywhere and all around us. We live in a digital world where continually created and captured. With digitalization on the rise around the world, many services are becoming more and more data-driven.

Data has become one of any organization’s most valuable assets – almost every organization uses it for decision making and gets valuable insights that could help them improve products, services, productivity, and customer experience. 

Hence the need for a comprehensive understanding of the collated data, as this will determine the compliance standards to strive for. We understand that data creation and collection can be a daunting task but it is important to note that organizations must lay the right data management foundation now so that they neither get overwhelmed by big data challenges nor fumble the opportunity to drive their business forward. 

The pandemic

Coronavirus

Covid-19 has changed business as we know it and the entirely unprecedented crisis has forced many companies to move to a ‘work-from-home’ model, at a scale that no one planned for. 

Due to the pandemic, companies face pressure from all sides, both from their customers, employees, and the company itself as a whole which has pushed them to sort for better approaches, strategies, and processes that will ease the effect of the crisis.  This pandemic, undoubtedly, will have a ripple effect on the business operations, most especially data capture and management of customer data.

Lockdown measures have necessitated a need to work from home to stop the spread of Covid-19, which is a good thing, but the reality is that some companies might not be able to carry on with their usual business activities; some might have tools used to manage data stationed at the office; some might have decentralized platforms where data is stored which will hinder them from getting sufficient data for a particular purpose; while others might have network issues and so not be able to capture necessary data at the expected time. All of these will have negative effects, one of such can include the mismanagement of data which will give hackers the avenue to compromise data.

It is important that companies are aware of the potential risks and threats to their data so as to ease some of these concerns and gain some insider perspectives and do their research.

BioRegistra vs the Crisis 

BioRegistra is a mobile digitization solution that enables individuals and organizations to convert all kinds of paper forms into digital forms, enhancing the collection of data for business processes. 

With BioRegistra, businesses in every industry can collect different categories of information, including textual and biometric data, and ultimately enhance the running of day-to-day organizational activities.

Noting that BioRegistra is very flexible as it meets every customer’s requirement and adds value to their desired output.

Here are some Unique Value propositions BioRegistra has to offer to companies  during the pandemic: 

  • Mobile: 

While the pandemic still exists and the lockdown is yet to be relaxed fully, BioRegistra as a mobile solution will make it easy for optimum accessibility via a mobile device. This way, you (and your agents) can collect information in any location.

  • Online and offline functionality

Most companies have exhausted data during this pandemic or some suffer poor internet connectivity. With BioRegistra, whether you are connected to the internet or not, BioRegistra is always readily available for data collection. As soon as your internet returns, it synchronizes into the backend.

  • Centralization of forms

This allows for data protection. If your organization operates a lot of forms, BioRegistra will enable you to centralize all of them in one system where they can always be accessed, anytime and anywhere on a mobile device.

  • Real-time access to data

BioRegistra makes it possible for you to collect information and use it immediately to make data-driven decisions for your business.

With all the enabling features of BioRegistra, it is easy to say the crisis has got nothing on the solution.

Click here to know more. 

What You Need To Know: Coronavirus Disease (COVID-19) Pandemic

by Seamfix

The world health organization (WHO) has declared the Coronavirus (Covid-19) a global pandemic, and along with the rest of the world, we’ve been concerned about the rapid spread of the virus and its effect on the country as a whole.

 

What really is coronavirus?

According to the World Health Organization (WHO), coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus. The COVID-19 virus spreads primarily through droplets of saliva or discharge from the nose when an infected person coughs or sneezes, so it’s important that you also practice respiratory etiquette (for example, by coughing into a flexed elbow).

Most people infected with the COVID-19 virus will experience mild to moderate respiratory illness and recover without requiring special treatment.  Older people and those with underlying medical problems like cardiovascular disease, diabetes, chronic respiratory disease, and cancer are more likely to develop serious illnesses.

 

As COVID-19 makes its way across the globe and with everything happening, a lot of people might find it very hard to make critical decisions and perhaps have a lot of questions going through their minds- who to invent the vaccine, when this pandemic will end, where to run to? why it’s taken so long to evacuate affected countries and what to do today about the current situation. I call these the 5w’s of Covid-19. These questions and even more are yet unanswered. 

At Seamfix, we are closely monitoring the situation and will like to share our response and preventive measures put in place to ensure the safety of our clients, employees and overall business.

Here are our safety plans for YOU and US

  1. Non-stop Service and Product Delivery: We will work tirelessly to ensure that all our products and services function as usual without any inconvenience or delay. We are best positioned to continue delivering high-quality services and experiences.
     
  2. Available Customer Service: Feel free to contact us via email and phone call. Kindly note that our Customer Success Team will only be available to pick up chats and phone calls at the usual time (8 am – 5 pm).
     
  3. Business Continuity: You can trust that business will go on seamlessly. We assure you that Seamfix has effective contingency plans for future emergencies, just like this.
     
  4. Postponed Activities: We have deferred all our business travels and upcoming events in affected countries for the time being.
     
  5. Remote Work Schedules: As a precautionary measure, we have incorporated remote and flexible work schedules into our daily work routine. This we did to ensure the safety of our staff and visitors.
     
  6. Healthy Work Environment: We have done a lot in this regard;
  • We are enforcing frequent hand washing habits or use of alcohol-based hand sanitizers which we have installed in strategic locations.
  • Employees are mandated to stay home when they feel unwell or self-isolate for 14 days if they have been to a country with high confirmed cases. 
  • We carry out regular temperature checks using sensors at all entry points. Anyone with heightened temperature will be given immediate medical attention.
  • We are ensuring crowd control and social distancing in our various outlets. 

 

Here’s what you should do

  1. Regularly and thoroughly clean your hands with an alcohol-based hand rub or wash them with soap and water.
  2. Maintain at least 1 meter (3 feet) distance between yourself and anyone who is coughing or sneezing.
  3. Practice respiratory hygiene and also, avoid touching eyes, nose and mouth.
  4. Stay home if you feel unwell. If you have a fever, cough and difficulty breathing, seek medical attention and call in advance. 
  5. Stay informed on the latest developments about COVID-19 and follow the advice given by your healthcare provider.

 

We understand these are challenging and sometimes frightening times but we encourage everyone to promote preparedness, positivity and erase potential panic. 

 

We believe we will fight through this!

Seamfix Introduces A Robust solution BioRegistra To Aid The Collection Of Quality Data For Clinical Trials

by Seamfix

The maiden edition of a Clinical Research summit titled “The Clinical Investigators’ Summit” was organized by Clinique Research Development Limited in partnership with The Global Health Network. This event was held at Radisson Blu Anchorage Hotel, Victoria Island, Lagos State, Nigeria on the 12th of February 2020. The theme of the summit was “Strategy for Collection of Quality Data/Site Preparedness”.

The summit aimed at bringing together pharmaceutical companies, food companies, medical device companies, human development NGOs, Government regulatory bodies, research-active sites, clinical research professionals and study Investigators to share good clinical practices and develop strategic direction for the management of trials in Nigeria. The program intends to propose a system for the development, training, and establishment of ‘accredited’ clinical trial sites in Nigeria.

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In attendance to the program are the Director of the National Agency for Food and Drug Administration and Control (NAFDAC) represented by Mr Kayode Amuda, the Lagos State Commissioner for Health represented by Dr, Hussein Abdulrazaq, the Chairperson of the Association of Good Clinical Practice Nigeria (AGCPN) represented by Dr Anthonia Sowunmi, the Chairman of the National Health Research Ethics Committee (NHREC) represented by Dr Ado Danladi. 

 

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Other distinguished guests present were Dr Adebayo Adejumo from the Centre for Bioethics and Research; University of Ibadan, Dr Margaret Ekpenyong representing the Director-General of the National Institute of Pharmaceutical Research and Development (NIPRD), Dr Mike Iroezindu who is the Director of Research at the Walter Reed Program Nigeria; U.S. Army Medical Research Directorate, Ms Temi Adeyemi who is the Director of Clinical Operations; Reliance Clinical Limited United Kingdom, the Institute of Human Virology Nigeria (IHVN) represented by Ms Sophia Osarewe, Prof. Oliver Ezechi who is the Director of Research at the Nigerian Institute of Medical Research (NIMR), Dr Adaeze Oreh who is a member of the governing council of PAMO University of Medical Sciences Rivers state. 

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Each of these guests gave presentations on different areas of expertise that are related to the conduct of clinical trials and epidemiological studies using humans. Their presentations span from the regulatory processes of NAFDAC and NHREC, the importance of quality data management in human studies, the future of young researchers in the field of clinical research, to good clinical practice guidelines.

 

What are clinical trials? 

Clinical trials are experiments or observations done in clinical research. Data/Information collected from these studies/research is the only valid means of understanding the effects of treatments in Humans.

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Dr Mike Iroezindu enlightened the audience on the methods and processes to be implemented by study sites for a prospective clinical trial. He stated that “Site preparedness is the key. The reason we end up with challenges and sad stories is because of lack of preparation and that proper planning leads to positive results”. 

Prof. Oliver Ezechi emphasized on the need for good clinical data management in conducting clinical trials, starting from the paper data collection, electronic data capture, to the database lock. He ended his presentation with “the ultimate goal of clinical data management is to assure that data support conclusion drawn from trials and achieving this goal protects public health and confidence in marketed therapeutics”.

A panel discussion was held which erupted to different conversations relating to the challenges of conducting clinical trials in Nigeria and the way forward. Representing Seamfix during the panel session was Miss Kosisochukwu ofodile, who was asked this question “What are your contributions in ensuring smooth data management and tight data security in conducting clinical trials and how can you contribute to ensuring this for clinical trial sites?”

She took a deep dive into how a robust data management system like BioRegistra is highly needed in the clinical sites and will promote high quality clinical research, coordinate resources  and most importantly gain transparency into the trial research. Giving various use case scenarios on how our cloud platform will help organisations during and after their clinical trial research, she also highlighted key benefits of BioRegistra, from the Offline and online data capture to accessibility and having one unified source for clinical trials. 

Once the panel session was concluded, the audience were given time to ask questions and give recommendations. Once this session closed, there was a consensus that clarified to all participants of the event, the quality of research expected from Nigeria on a global scale and the processes to follow to optimize the integrity of clinical trials and epidemiological studies conducted in the country.

 

 

 

A Quest to Tackle Ghost Worker Syndrome in Oyo State

by Seamfix

Seamfix partners with a foremost audit firm, Messers. Sally Tibbot Consulting Ltd, to tackle ghost worker syndrome in Oyo State.

 

Today, payroll fraud perpetrated by people who appear on a company’s payroll but don’t actually work for the company, infamously called “ghost workers”, continues to drain incredible sums of money from the Nigerian civil service.

Various methods like the BVN, Treasury Single Account (TSA) and the Integrated Payroll and Personnel Information System (IPPIS) have been employed to check the syndrome, out of which federal government agencies have recently rolled out related hair-raising figures, of ‘ghost workers’ identified or removed from payrolls of organisations.

 

 

To this effect, the Oyo State Governor, GOV. Seyi Makinde, made an announcement that his administration would begin the process of verifying workers that receive payment from the State. According to him, a verification exercise will be carried out to ensure that there is no fraud in the state civil service payroll system. 

This vision is to enable the state to save money and caters for the welfare of her workers and in general, people in the state. To help with this exercise, the Oyo state government has earmarked the BioRegistra solution to help verify, capture and store all her workers’ information. 

 

The exercise in partnership with Sally Tibbot Consulting is expected to last for 3 months, will see that all Civil workers mandatory visit the registration center to get their details, including their BVN,  captured unto the application.

 

The BioRegistra application, which has a mobile capture application, a Windows Desktop application, and an administrative back-end web portal, will allow the Oyo state capture agents to enrol the Civil workers’ information into the system; information like their Personal information, fingerprints, their portrait, and some supporting documents. The system will also verify their BVN information to eliminate payment frauds and will check for multiple registrations, thereby eliminating any form of “ghost workers”.

 

 

 

 

Technology: An Antidote to Identity Theft In Today’s Changing World.

by Seamfix

As the world continually evolves, technology continues to move at a rapid pace which can be hard to keep up with at times as we are required to adapt daily to new knowledge and exciting discoveries that are constantly changing the way we live and do business.

Technology has led to a transition from the ordinary ways of establishing our identities to new ways. In turn, most people have used technology as a major factor in how they identify themselves and the people around them.

We all know that identity matters, now the big question; What really is Identity?

According to (Weick 1995), Identities are lenses through which people make sense of the world. Imagine meeting someone for the first time and the first question that pops up in your mind is, “who are you?” There is a trigger to know who this person really is and also confirm they are who they say they are. Identity goes beyond knowing your name, age, phone number, and so on. The word “identity” expands from a wide array of various elements.

Identity theft

Identity theft is the term given to a crime where someone else’s personal identifying information is used to commit fraud or make unauthorized transactions. Another one would be cases where someone’s identification details are used without any knowledge or authorization.

Here’s a story of Laura who received a call from a seemingly veritable person claiming to be her account manager. She was asked to send her account details and ATM card numbers in order for her account to be upgraded. Just within seconds, her account was cleared up, leaving no dime for her.

Stories like Laura’s can be very devastating and pretty annoying. Identity theft is happening more than ever before, with more individuals losing their personal data, proprieties and most especially their identity. There are ways, however, that you can protect yourself against these kinds of crimes.

Although most people may say that identity thieves use technology to perform their acts, the truth is that advanced technology is the ultimate cure!

How technology can help

As more and more cases of identity theft arise, so do technologies to mute these criminal acts.

Seamfix is constantly empowering organizations across Africa to transform the identity management space and even beyond with her ever-improving verification services.

As a market leader with focus on everyday identity challenges and risks that individuals face, we have provided a solution that bridges the gap on the security of identities, by providing a platform that validates identities as they come. This solution is Verified.ng

Verified.ng has numerous validation services that confirm who individuals claim to be. Using an intelligent system and set of validation processes to confirm identities online and in real-time, Verified.ng can connect to multiple authorized sources of individuals’ information to confirm the ‘real’ identities of individuals against who they say they are.

Seamfix is making a constant effort by slowly eradicating redundant identities in Africa. Read more on our mission for Identity Management Here.

 

 


Are you, or your organization passionate about data? collecting it? collating it? verifying it? analyzing it? then you are the kind of people we write for. Follow our publication, and you would gain knowledge on everything data, from the process of easy capture to the end goal of making data-driven decisions. Find out about our company SEAMFIX and how we solve big organizational issues with third-generation solutions HERE.

Impact of 5G on Data Capture

by Seamfix

By Adeyemo Emmanuel

CONCEPTUALISING 5G

The world has started seeing the development of a ubiquitous wireless network that will marry data collection and computation with billions of devices. This will provide us with unprecedented insights and abilities that will change what we do and how we do it. This network is called 5G (Fifth Generation Mobile Technology).

It is expected that 5G networks will be at least 100 times faster than current 4G networks and less than one-thousandth of a second reduced latency. Fifth-generation (5G) mobile technologies represent the next iteration of mobile communications technologies that were designed to enhance current (e.g., 3G, 4G) mobile networks. 5G networks are expected to be quicker, of greater capacity, and therefore able to support new options and services. The Consumer Technology Association notes that you can download a 2-hour film in just 3.6 seconds at this speed, compared to 6 minutes on 4G or 26 hours on 3G. 5G promises a world of new opportunities for individuals and businesses.

Impact of 5G

The possibilities of what 5G technology would impact is unfathomable, and the impact is far-reaching.

On Economy

5G has the potential to unlock up to $12.3 trillion of revenue across a broad range of industries with enhanced indoor wireless broadband coverage, augmented reality and virtual reality, asset tracking, and autonomous vehicles. That income figure is almost proportionate to add up to U.S. buyer spending in 2016, and more than the consolidated spending of China, Japan, France, Germany, and the U.K. This income likewise speaks to about 4.6% of all worldwide genuine yield in 2035.

Enhanced Mobile BroadBand

5G network will dramatically extend cellular coverage into a broader range of structures including buildings, hospitals, industrial parks, large venues and low network areas. Also, 5G network will provide an improved capacity to handle a significantly greater number of devices using high volumes of data, especially in highly localised areas. This means that end-users will have improved and more consistent experiences using mobile broadband applications, irrespective of location.

According to the landmark research project commissioned by Qualcomm and conducted by independent, third-party research firms IHS Markit, Penn Schoen Berland, and Berkeley Research Group.

A few major findings from the study are:

It will inspire new growth.

The 5G Global Value Chain, including network operators, core technology and component suppliers, device OEMs, infrastructure providers, and content and application developers, is expected to grow output to $3.5 trillion in 2035 — larger than the entire mobile value chain is today. China will contribute the most in gross output, with the U.S., Japan, Germany, South Korea, France, and the U.K following, in that order. Researchers also foresee 5G supporting 22 million jobs around the world.

5G’s deployment in enhanced mobile broadband applications, massive IoT, and mission-critical services will fuel sustainable long-term growth in annual global GDP. Between 2020 to 2035, the total contribution of 5G to global GDP is predicted to be equivalent to an economy the size of India today — the seventh-largest economy in the world.

It will accelerate innovation.

People are confident in connectivity’s next renaissance: 91% of the study’s respondents feel that 5G will enable new products and services that are yet to be invented. They believe 5G will stimulate innovation, and the technologies and inventions inspired by it will lead to smarter homes and cities, and even healthier people.

The next generation of mobile will inspire the emergence of new industries as well as impact existing businesses and the products and services they design and manage. Business leaders feel strongly about 5G’s promise: 92% think 5G’s ability to protect sensitive data is important, while 91% value its potential to deliver ultra-high reliability. And nearly 70% are concerned that without 5G, their country will become less competitive globally.

WHY DATA CAPTURE NEEDS SPEED.

Enterprise data needs change continually yet at conflicting rates, and in recent times, changes have come at an expanding cut. Instruments once thought to be helpful for huge data applications are no longer adequate.

Two propensities have risen out of this development: firstly, the variety and speed of information that enterprise requires for basic leadership keep on developing. This information incorporates value-based data, yet in addition business information, IoT measurements, operational data, and application logs. Secondly, the present-day enterprise needs to settle on those choices progressively, in light of such gathered data.

Big data was focused on data capture and off-line batch mode operations, modern “fast data” reduces the time between data arriving and data value extraction. Real-time event processing is the opposite of batch data. In real-time fast data, individual events are processed as they arrive, and we talk about a processing time of milliseconds or even microseconds … IMAGINE THE BUSINESS IMPACT THIS WOULD MAKE.

Also, 5G is a great enhancer of AI and ML as it gives a diverse approach of building topnotch systems and also improving existing ones, which would change the way data is captured.

Why is 5G a catalyst for change in Data collection?

5G technology has three technological characteristics that will enable it have a significant impact on Data capture. These are:

1) low latency, 2) high reliability, 3) the ability to support a plurality of devices and sensors, and to translate information from these devices and sensors into critical and meaningful data points.

The effects of these characteristics will be felt equally in both the delivery of mission-critical services, capturing/analysis of data and data automation.

More importantly, 5G and Data capture will definitely unlock new possibilities for data collection and analysis, the impact will be felt by all businesses, all individuals, all sectors and all government parastatals.

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Are you, or your organization passionate about data? collecting it? collating it? verifying it? analyzing it? then you are the kind of people we write for. Follow our publication, and you would gain knowledge on everything data, from the process of easy capture to the end goal of making data-driven decisions. Find out about our company SEAMFIX and how we solve big organizational issues with third-generation solutions HERE.

Seamfix Provides a Robust Data Capture and Management Solution For BAT 2019 Retail Census Project

by Seamfix

By Kelechi Ikeh and Nonso Asadu 

The British American Tobacco conducted a Retail Census Project which focused on measuring their business growth, understanding their market distribution and getting some key business insights all over Nigeria, both rural and urban areas.

The capture exercise which lasted for three months ended with over 200,000 retail outlets captured nationwide.

Using BioRegistra, the project was a huge success as it brought about enough data for a robust marketing strategy in their industry. There is no doubt that the data gathered through the retail census offered BAT an edge to make a more decisive market decision to reposition its products over its competitors.

With the BioRegistra offline capture functionality, the BAT foot agents were able to capture outlets in rural areas with poor internet connection; this helped them meet their target with ease and at an affordable cost.

Once the retail project was concluded, BioRegista was able to provide robust analytics of the outlets captured. BAT enjoyed the benefit of conveniently capturing digital data that ensured data integrity and completeness as BioRegistra offered a secured platform with dashboard analytics for enhanced and apt measurement, evaluation, reliable data storage and export for their products.

Reliable data they say guarantees proper planning. No doubt, with the data gathered in the Retail Census, BAT has all it takes to strategically reposition its products in the marketplace.

This is a commendable plus for BioRegistra!

Data-Driven Innovation For NGOs: Improving Project Impact Through Accurate Data Collection.

by Seamfix

It is necessary, if not mandatory, for every Non-Governmental Organisation (NGO) to imbibe a data-driven culture from start to finish, such that before every action is taken, data is collected to ‘get the facts rights’ and to glean insights of how to be impactful in their community.

However, the market is challenging partly because the tool needed to do this is either unavailable or not holistic enough to cater to peculiar project needs. Thus, NGOs will have to settle for numerous solutions to do different things — one to capture biometrics, one to capture textual data, one to analyze, another to do something else. This is a major problem especially for organizations in this industry that relies heavily on funding.

NGOs, Meet BioRegistra — a digitization tool that enables organizations to convert paper forms to robust digital forms, enhancing the collection of data for business processes. BioRegistra, as a data digitization tool, nullifies the shortcomings of paper forms, especially the redundancy that they bring to business operations and overall productivity of fast-paced organizations. (Request a Demo.)

With BioRegistra in mind, let us answer the grassroots problems with data collection in the NGO space, which we have summed into 2 broad questions:

 

How Do We Capture the Data We Need?

 

With BioRegistra, NGOs have a robust platform to collect all kinds of information — textual, fingerprints, image, and so on, that conform with accepted predefined standards. Considering that data collection is just one aspect of the key components needed by organizations in this space to function, BioRegistra provides them with end-to-end analytics of all data collected in the field. That’s one device to carry out the data capture and the same device to analyze. This completely eliminates the need for NGOs to spend cash on multiple half-baked devices and greatly improves on paper forms in that it saves time on the timelines set by these organizations for research and campaigns, which in turn quickens project impact.

Depending on the size and scope of a project, BioRegistra allows these organizations to onboard as many field agents as possible to the platform, ensuring that they cover as many locations as possible in a short while. Armed with BioRegistra on a mobile Android or Windows device, field agents and volunteers can collect every type of data needed, without limits in the field.

Still on the ‘No limits’ capabilities, how about when NGOs need to carry out a project in remote locations where internet connection is either shaky or outright unavailable? Here’s your answer…BioRegistra’s offline features will ensure field agents and volunteers can always fill digital forms whether there is internet connection or not. This means organizations are able to expand their reach and collect data anywhere.

Even more, admins can stay in the loop of data collection operations using the Agent and Data Management Dashboard on BioRegistra, which provides an overview of all capture activities for every project and easy monitoring and evaluation of agent’s performance.

(Get started for FREE)

 

What Can We Achieve with the Data We Have Collected?

 

A proper assemblage of accurate data collection and proper analysis of collated data is essential to NGOs when monitoring and evaluating the impact of programs, and also instrumental to the pursuit & interaction with the right group of people and organizations.  

Data collected can be used to win the hearts of donors and ultimately convince them that their programs/projects are worth every penny of donor funds. Primarily, donors want to see verifiable outcomes of the different initiatives and programs that they fund or intend to fund, and this can be best presented using detailed data and analytics. The structured insight gained from the data will keep you accountable to your donors.

On the flip side, incorrect information or insufficient data can be a significant deterrent to the efficient and smooth functioning of the NGO’s targeted approach.

(Sign Up Here.)

 

We believe the work you do is really important and adopting a data capture solution/software that ensures your efforts make the desired impact is just as important. So if you own or work for a non-governmental organization or even a nonprofit organization and need to start making data-driven decisions, remember that BioRegistra is the perfect digitization tool for you to collect and analyze data, thereby making you a forward thinking and impactful NGO to your community.

Why not give it a try… IT’S FREE.

 

SIGN UP HERE

REQUEST A DEMO HERE

Demystifying the ‘HOW MIGHT WE’s’ of Micro Pensions Registration and KYC Onboarding Processes.

by Seamfix

The Nigerian informal sector is fast becoming a major contributor to the nation’s economy, accounting for 65% of her GDP in 2017 (according to IMF). This sector makes up a significant portion of employment, constituting the larger percentage of the working population in the country. This is one of the major reasons why the Pension Reform Act (PRA) in 2014 expanded coverage of the CPS to individuals in this sector with the strategic objective of covering 30% of the working population in Nigeria by the end of 2024. This reason birthed the Micro Pensions Plan Initiative - a pension scheme that caters to the unique characteristics of individuals in this informal sector.

Getting these individuals all set up on a micro pensions plan will follow the same route as that of the regular pension. This means ‘data must be captured’. The registration and onboarding processes in their most basic forms will involve;

  • Gathering capture agents,
  • Deploying agents to carry out capture on the field,
  • Collecting clients’ data for profiling, both textual and biometric data including fingerprints, passport photos,  and signatures - all up to standards of the regulatory body.
  • Collecting unique identifiers such as NIN and BVN.

However, there are the intricate parts to this processes, some of which would beg the following ‘HOW MIGHT WE‘ questions …

  1.  How might we get access to a network of trained capture agents to meet these individuals especially outside the bank? And how might we   monitor these deployed agents to ensure they are capturing the required data
  2.  How might we perform constant quality checks after each capture to ensure biometrics data meet the required standard?
  3.  How might we capture contributors in remote locations where internet connection is either unstable or unavailable?
  4.  How might we speed up the process of analysis by ensuring data gets to the back-end in real-time?
  5.  How might we collect and authenticate unique identifiers on-the-go so we are not surprised during analysis?

 

 

And that’s where BioRegistra comes in to answer all the How Might We’s….

BioRegistra as a mobile end-to-end digitization tool offers itself as the perfect alternative to available solutions by providing Pension Fund Administrators (PFAs) with a robust electronic platform that enables fast and seamless KYC onboarding of micro pensions contributors, including cross-border individuals, without limit in the field.

With BioRegistra, PFAs can:

Access Unlimited Capture Agents

BioRegistra’s access to a wide network of capture agents ensures that nationwide capture and faster customer onboarding can be easily achieved. The “Agent Management” feature allows PFAs to choose numerous individuals who would assist in capturing contributors’ details in different locations. This feature also allows admins to see a real-time overview of the data capture/ registration activities as carried out by these agents. Agents are fully empowered with ready-made templates that can be easily edited by dragging and dropping necessary fields.

Capture All Kinds of Information

PFAs can collect all kinds of client data, including textual, fingerprints, images, and signatures without limit even outside the bank. BioRegistra performs quality checks on-the-go, ensuring that captured biometric data meet the standard requirements - such as fingerprints capture and photos that comply with the standard FBI AFIS certification, WSQ format and NFIQ score. What more, captured data can be generated in XML formats, in compliance with the standard as stipulated by PENCOM.

Capture Contributor’s Data Successfully Offline

BioRegistra allows PFAs to reach contributors anywhere using offline forms. This means that even without internet connectivity, agents can still get to capture individuals’ data without stress. Captured data is stored on the device and synced seamlessly when internet connectivity is detected. This ensures unbiased nationwide inclusion especially for individuals in remote, rural locations.

Cut Down on Processes with Real-time Integrations

With BioRegistra, PFAs do not have to manually enter captured data after returning from field registrations. Instead, admins have access to all captured data in one glance and in real-time. This ensures analysis and onboarding with speed.

Collect, Issue and Authenticate Unique Identifiers

BioRegistra provides an interface with the National Identity Database for the authentication of NIN and BVN for individuals seeking to register under the Contributory Pension Scheme (CPS). BioRegistra even goes further to enable electronic submissions of requests by PFAs for the registration of unique contributors and issuance of PINs; automates the process of issuing employer codes; provides an electronic interface for PFAs to carry out bio-data updates and edits of clients’ information on the National Data Bank.

 

 

In conclusion, finding a solution for meeting your KYC requirements during the micro pensions onboarding and registration process should not be a challenge when you have BioRegistra to ease the entire process of data capture. Your next question should be “How might we get started?” that’s easy, you can get started for FREE by clicking this ‘sign up’ link below.

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Are you, or your organization passionate about data? collecting it? collating it? analyzing it? then you are the kind of people we write for. Follow our publication, and you would gain knowledge on everything data, from the process of easy capture to the end goal of making data-driven decisions.