Terms of Use – Verified.ng

Last Modified: July 17, 2018

TERMS OF USE

 

Introduction and Acceptance

Please read these Terms of Use carefully before using the Web Application (service). By using Verified.ng, you agree to the following Terms of Use without limitation. If you do not agree to be bound by these Terms of Use, you should not use this service.
All references in these Terms of Use to “we,” “us,”, “our” shall refer to Seamfix Nigeria Limited. “Service” or “web application” shall refer to Verified.ng and the references to “you” or “your” shall refer to the Users of the Service.

 

About Us

Verified.ng is an online verification service which helps its users to verify the identities of people and validity of documents in real time.

 

Age

You must be 16 years or older to use this service unsupervised. If you are under the age of 16, you may only use the service in conjunction with, and under the supervision of your parents or guardians.

 

Verification of Data

  1. You authorize us to carry out all necessary inquiries to verify the information you submit to us on any database to which we have access.
  2. You authorize us to communicate with you concerning any ambiguity or other reason, in order that such inquiries can be fairly and diligently be carried out.

 

Acceptance Use

  1. You must not use this service in any way that causes, or may cause damage to the website or impairment of the availability or accessibility of the service; or in any way or connected to unlawful, illegal, fraudulent or harmful purpose or activity.
  2. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
  3. You must not use this website/service for any purposes related to marketing without our express written consent.

 

General Use

  1. In order to access certain features of our Web Application and API, you may be required to provide information about yourself (such as identification or contact details) as part of the registration process, including to obtain an account to access certain sections of the Web Application and API, or as part of your continued use of such Web Application or API. You agree that any information you give to us will always be accurate, correct, and up to date
  2. You agree to use the Web Application and API for purposes that are permitted by (a) this Terms of Use, and (b) any applicable law, regulation, or generally accepted practices or guidelines in the relevant jurisdictions (including any laws regarding the export of data or software to and from the Nigeria or other relevant countries).
  3. You agree not to access (or attempt to access) the Web Application or API by any means other than through the interface that is provided by us. You specifically agree not to access (or attempt to access) any part of the Web Application or API through any automated means (including the use of scripts or web crawlers) and shall ensure that you comply with the instructions set out in any robots.txt file present on such Web Application or API.
  4. IV. You agree that you will not engage in any activity that interferes with or disrupts the Web Application or API (or the servers and networks which are connected to such Web Application or API).
  5. You agree that you will not reproduce, duplicate, copy, republish, upload, post, transmit, distribute, modify, sell, trade, or resell the Web Application or API, or any portion, feature, or content thereof, for any purpose; provided that you may download one copy of the materials on the Web Application or API on any single computer for your non-commercial use only and you may print one copy of the materials on the Web Application or API for your non- commercial use only; further provided that you keep intact all copyright and other proprietary notices on any such downloaded or printed materials
  6. VI. We reserve the right to modify or discontinue, temporarily or permanently, your access to the Web Application or API, or your account with or without notice.
  7. You agree that you shall by no means store or create an alternative database using the data or response received from Verified.ng’s Web Application or API.
  8. You as a user warrant that you shall be solely responsible and liable for the Know-Your-Customer (KYC) and Know-Your-Customer Business (KYB) details of all persons you introduce to this service and in any event of any fraudulent card transactions and other transactions, you agree to indemnify and defend Verified.ng and you agree to pay for damages, fees, charges and cost awarded against us in a claim from a third party.

 

Other Obligations

  1. You must be a human to access and use this service because accounts that are registered by “bots” or other automated methods are not permitted.
  2. Your account may only be used by one person – a single account shared by multiple people is not permitted.
  3. You agree and understand that you are responsible for maintaining the confidentiality and security of your account and password if any. We cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.
  4. If you become aware of any unauthorized use of your account or password, you agree to notify us immediately.
  5. Provision and maintenance of all devices used to access this service. You may be charged by your service provider for internet access on your device.
  6. You agree that you shall by no means store or create an alternative database using the data or response received from this service.
  7. Compliance with these Terms of Use.
  8. In the case of third-party software, that you have the required license to use such software
  9. Your use of this service does not and will not constitute a breach of any existing law, regulation, patent, copyright, or other intellectual property in Nigeria or countries of domicile and operation
  10. You must be duly registered, licensed (company), and have the full capacity, regulatory approvals and corporate authorization to make use of this service.
  11. Your use of this service shall not constitute any illegal or fraudulent activity.
  12. You agree that you will be solely responsible to us for all activities that occur under your account.
  13. You agree that you are solely responsible for (and that we have no responsibility to you or to any third-party for) any breach of your obligations under the Terms of Use and for the consequences (including any loss or damage which we may suffer) of any such breach.

 

Spam and Scams

You agree that you shall not use this service to attract, lure, deceive, commit fraud or illegally obtain payment of any sort from others by any unjustified means, for example, where you use this service as a money-making program on any site. Where your account is found to be doing so, such account will be terminated.

 

Payment

In your payment profile, we require you to set up your card or account that will be debited for this service. We are working with a partner payment company that is PCI DSS (Payment Card Industry Data Security Standard) certified. Be assured that your card details are protected. You reserve the right to disable a card or account from being debited where you choose not to be debited again from that account.

If you use a debit card to order our service, you will need to confirm that the debit card is yours. All debit card holders are subject to validation checks and authorization by the card issuer and our payment partner. If the issuer of your card refuses to authorize payment we will not accept your request, we will not be responsible for any delay or non-provision of the service and we are not obliged to inform you of the reason for the refusal. We are not responsible for your card issuer, bank or payment gateway charging you as a result of our processing of your debit card payment in accordance with your request.

 

Debit cards and Bank accounts

This service is provided through the use of debit cards and bank accounts. Any card you use must have a valid billing address and a valid card issuing bank. You agree that your debit card or account be debited when you access this service after we have confirmed your card, account and carried out other authentication processes which are required for you to have access to the service. We do not take any additional authentication or identity verification measures other than what we provide you on our website that is sufficient and appropriate to protect your security for the proper use of the service.

Where you elect to pay for your subscription with your debit card, you warrant that the information you provide is correct and that you have the right to use such debit card. If we notice that the card details you provide for payment is invalid for any reason and so cannot be processed, we may suspend, terminate or cancel your subscription.

You agree not to make fraudulent transactions while using this service. Fraudulent transactions include but not limited to:

  • The use of a debit card by a person other than the authorized cardholder to access this service.
  • The use of a card that is not authorized in terms of the rules governing the issuance and use of cards;

Where we notice any fraudulent transaction on your account, we may, in addition to any other remedy available to us, be entitled to unilaterally terminate your use of this service.

 

Registration, Accounts, and Logins

This service requires you to register. You represent and warrant that all information you provide in connection with the creation of an account (“Account”) is accurate and true. You agree that, if any information changes, you will update your Account to maintain accurate information.

When you create an Account, you must also create a Login and Password. You agree that you will not disclose your Login Password to any other person. You agree that you will not transfer, sub-license, sell, or assign your rights in your Account to any other person.

 

Proprietary rights

All content included on the Web Application and API, such as trademarks, copyrights, service marks, trade names, text, graphics, logos, icons, button icons, images, data compilations, domain names, and software, is the property of Seamfix Nigeria Limited or its software suppliers. The aforementioned rights are protected by Nigeria and international copyright laws. Nothing on this site should be construed as granting any license or right to such content or software except expressly provided therein.

 

Violation of these Terms of Use

We reserve the right to disclose any information provided where such disclosure is necessary for any investigation or complaint received in your violation of these Terms of Use. We also reserve the right to disclose such information where it is intended to bring an action against such person’s acts and where an applicable law requires same or upon request by the government.

You agree that we reserve the right and at our own discretion to terminate your access to this service without giving you any prior notice where you breach any of the Terms of Use and guidelines. Upon the breach of these Terms, you agree that we can bring an action for the recovery of damages, injunction or any other equitable remedy depending on the circumstances. These remedies are in addition to other remedies that may exist in law and equity.

 

Termination

These Terms will continue to be effective until you stop using this service. We may at our discretion and without reasons terminate or suspend your use of this service when we reasonably believe that;

  1. You have violated these Terms of Use or other relevant policy
  2. We are directed by law enforcement or other government agencies to do so
  3. We are directed by a Card Network or issuing financial institution
  4. We believe that your actions may cause financial loss or legal liability for you, our users or to us
  5. We suspect that you have engaged in a suspicious or fraudulent activity
  6. You breach or attempt to breach the security of the application
  7. An unexpected technical issue or problem occurs and our provision of the service is no longer viable

In all such cases, these Terms shall terminate, except for Indemnification, Disclaimer, and Limitation of Liability which shall continue to be in force and effect.

 

Indemnification

By using this service you agree to defend and indemnify us, our officers, employees, and agents from any claim arising out of your use or inability to use the service or where you violate any applicable law.

You also agree to indemnify us in respect to any negligent acts or omissions or wilful conducts of your employees or agents in using the service.

 

Limitations of Liability

We will not be liable for any damages of any kind arising from the use of, or inability to use the service whether in contract, tort, or otherwise.

We shall also not be liable for the following;

  1. Malfunctions in communications facilities which cannot reasonably be considered to be under our control and that may affect the accuracy or timeliness to provide our services
  2. Any losses or delays in transmission of messages or data arising out of the use of any internet or telecommunications service provider or caused by any browser or other software which is not under our control; or errors on the website or with the service caused by incomplete or incorrect information provided to us by you or a third party
  3. Where we modify, suspend or discontinue, temporarily or permanently, the service or any part of it, with or without notice
  4. All actions or inactions of a third party not acting on our instructions neither shall we liable for any action not traceable to us

No liability shall lie against us more than one (1) year after the accrual of the cause of such liability. Where a jurisdiction does not allow the exclusion of certain warranties or disclaimers or the limitation or exclusion of warranties or liabilities, in such case our liability shall be the minimum permitted under such applicable law.

 

Modification of Terms

You agree that we reserve the right to alter, modify and change these terms. You agree that such changes and modifications may be made solely by posting the revised Terms of Use or other policies or guidelines on the website and indicating thereof the date it was last updated. You expressly agree to such form of notification of changes and modifications and waive any right to receive individual notice of such changes or modifications. Any change or modification will be effective immediately upon posting of the revisions on the website.

Your continued use of the service following the posting of any changes or modifications will constitute your acceptance of such changes or modifications. Therefore, you should review this Terms of Use and applicable policies or guidelines whenever you access this service in order to determine if such terms, policies or guidelines have changed, and to understand the terms, policies, and guidelines that apply to your use of the service.

 

Disclaimer

WE DO NOT WARRANT OR GUARANTEE THAT YOUR USE OF THIS SERVICE SHALL BE WITHOUT FAULT OR ERROR, WE HEREBY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED OR OTHERWISE WITHOUT LIMITATION THAT THIS SERVICE IS FREE FROM DEFECT OR USE FOR A PARTICULAR PURPOSE, YOU BEAR THE RISK AS TO USING THIS SERVICE FOR ANY PURPOSE AND QUALITY. WE SHALL NOT AND WILL NOT BE LIABLE FOR ANY RISK SUFFERED BY YOUR HARDWARE OR SOFTWARE, BE IT THAT THEY BECOME DELETED OR CORRUPTED OR THAT SOMEONE UNAUTHORIZED GAINED ACCESS TO YOUR INFORMATION. WE DO NOT GUARANTEE THAT THE SERVICES PROVIDED UNDER THIS PLATFORM SHALL BE FREE FROM VIRUSES, ATTACK, CORRUPTION, HACKING, AND INTRUSION FROM THIRD PARTIES. WE SHALL NOT BE LIABLE FOR ANY DATA CHARGES INCURRED BY YOU DURING THE USE OF THIS DEVICE. EXCEPT WHERE IT IS PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGE RESULTING FROM YOUR BREACH OF ITS TERMS OF USE.

 

Miscellaneous

These Terms constitute the entire agreement between you and us and it supersedes any other communication or Terms prior to it. These Terms are governed by the laws of Nigeria and the United Kingdom and only courts in Lagos state has jurisdiction thereof. In the event of a dispute between you and us for any violation of the terms of use, parties shall settle the dispute amicably and where parties are unable to do this, they shall resort to Arbitration; the sitting for the Arbitration shall be Lagos, Nigeria.

The headings in this document are for convenience only and are not intended to have any legal effect nor purport to be complete or accurate descriptions of the content thereof and shall not be used to interpret the provisions of this document.

In the event, any of the aforesaid Terms of Use shall be rendered/held to be unenforceable due to any regulatory changes, the remaining Terms of Use shall be unimpaired, and the unenforceable Term shall be replaced by such enforceable Term as may come closest to the intention underlying the unenforceable Term.

 

Anti-Corruption

You hereby undertake that, you have not and will not offer, promise, give, authorize, solicit or accept any undue pecuniary or other advantages of any kind (or imply that you will not do any such thing at any time in the future) in any way connected with the Terms of Use and that you have taken reasonable measures to prevent third parties, subject to your control or determining influence, from doing so.

You also agree that you shall comply with all applicable anti-bribery and anti-corruption Laws in Nigeria and other any relevant jurisdiction.

 

Contact us

Seamifix Nigeria Limited
Address: 1st Floor, Leasing House, C & I Leasing Drive,
Off Bisola Durosinmi Etti Drive, Off Admiralty Way
Lekki Phase 1, Lagos State.
Phone number: +234-01-342-9192
Email: Support@verified.ng’s

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